Financing your new kitchen project

Posted in Blog
20 April 2020

Finance options to help get your new kitchen project started.

For those furloughed or having to stay at home due to the current restrictions, it can be a challenge to know how to fill your time during lockdown.

If you are adept at doing a bit of DIY around the home, you may have already tackled a few outstanding jobs, that in normal times, you would probably not have got around to completing any time soon.

Bigger projects, such as installing a new kitchen, a new bathroom or building an extension may have been on your radar for 2020, but since the Covid-19 outbreak it is understandable that there are other priorities right now which may have forced you to put your plans on hold.

Having concerns about financing a large home improvement project at this time is natural, but as the Government works to launch new initiatives aimed at helping ease the financial strain many are now experiencing, it presents a few more options which may help you to continue with your plans so you can get your home improvement project underway.

Covid-19 results in new rules from the Financial Conduct Authority

The new rules created by the FCA are designed to give consumers ‘breathing space’ during this incredibly challenging time.

The Guardian recently reported that the new ruling has put a freeze on UK loans and credit card repayments, and this was extended to other forms of credit such as store cards and catalogue credit on 14th April.

Lenders will be expected to offer a payment freeze for up to 3 months for consumers affected by the coronavirus. Banks have also been told they can’t suspend cards during this period.

If you have a personal loan you can ask for a freeze on repayments for 3 months. You can also apply for a 3 month mortgage holiday, although you will still have to pay the accrued interest once the deferral period ends.

You will need to get in touch with your lender to request a payment freeze on outstanding debt, and this will not affect your credit score.

Finance options provided by K Interiors

K Interiors can also help if you do decide to proceed with your kitchen project.

We offer simple finance options for our customers with no hidden charges. We want you to have the best possible experience when you’re buying one of our kitchens.

We can organise a finance deal at the best rate available, which is dependent on your individual circumstances. It’s quick and simple to arrange – you could obtain the finance you need for your purchase in just 24 hours.

You can sign your finance agreement online, and you’ll receive details of the deal along with payment notifications via email. All finance arrangements are fully compliant with government legislation.

Pay for your kitchen in easy instalments

The beauty of a finance deal is that you have control over the repayments. Rather than having the upfront expense of paying for your kitchen in one go, you can spread the cost over a period of time so you can enjoy your dream kitchen immediately, and pay for it later on with convenient instalments.

Book Your Online Kitchen Consultation

Before lockdown was put in place, we would have invited you to our showroom in Leighton Buzzard for a free Kitchen Design Consultation and which would have given you the opportunity to view the ranges we offer, but sadly, due to the restrictions we can’t meet with you at this time.

We can, however, offer you a free Online Kitchen Design Consultation via Skype or Facetime, so once you have worked through the initial considerations and have a plan in place, give us a call and we can talk through your ideas and provide advice and guidance on choosing the units and appliances that will create your vision.

Ordering your new kitchen

During lockdown, delivery of your kitchen can be made as long as you can sign a Personal Declaration to state that your order is ‘essential’ and that you have are not suffering with Covid-19 and have not been in contact with anyone known to have Covid-19 in the last 14 days.

Our standard delivery times are 3-7 weeks. We will be able to give you a more accurate timescale once the order is placed.

Why not book a FREE online kitchen design consultation and let us show you how we can transform your kitchen?

Call us on 01525 851830 or email: sales@kinteriorskitchens.co.uk

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